BMW xDrive


xDrive is an all-wheel drive system that delivers power to all four wheels. Born with the BMW 325i ‘Allrad’ in 1985, xDrive technology has developed over time to react faster, more intelligently and with greater precision

xDrive allows for ultimate performance under adverse conditions such as snow and wet roads. By variably powering wheels when grip is needed, a safer drive is achieved, allowing you to enjoy more of the power of the engine as the car exits a bend.



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xDrive Technology


The xDrive system powers all wheels in a 40:60 split between front and rear. An electronically controlled gearbox and multi-plate clutch system allows varied power between the front and back axles. When wheel slip is detected, xDrive reacts in a tenth of a second to redistribute power to the axle with the most grip.

BMW xDrive uses a range of technologies, such as ABS and Dynamic Stability Control that detect and limit wheel slip. The system also activates if understeer or oversteer is detected, allowing the driver to regain control of the car.

xDrive Models Available


xDrive is available on a range on BMW models including the 1 Series, 2 Series, 3 Series, 4 Series and 7 Series as well as the X Series range.

BMW xDrive Offers


BMW Select Finance Agreement: BMW 320i xDrive Sport Saloon

Monthly Payment£349.00On the Road Cash Price£29,295.00
Term of Agreement48 monthsTotal Amount of Credit£23,973.00
Annual Mileage8,000Rate of Interest (fixed)4.9%
Customer Deposit£349.00Option to Purchase Fee£1.00
Deposit Contribution£4,973.00Optional Final Payment£10,948.97
Total Deposit
£5,322.00Total Amount Payable£32,673.97
Excess Mileage Charge8.39 penceAPR4.9%

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BMW Select Finance Agreement: ​BMW 320i xDrive Sport Touring

Monthly Payment£349.00On the Road Cash Price£30,595.00
Term of Agreement48 monthsTotal Amount of Credit£24,605.00
Annual Mileage8,000Rate of Interest (fixed)4.9%
Customer Deposit£349.00Option to Purchase Fee£1.00
Deposit Contribution£5,641.00Optional Final Payment£11,714.08
Total Deposit
£5,990.00Total Amount Payable£34,107.08
Excess Mileage Charge8.83 penceAPR4.9%

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BMW Select Finance Agreement: BMW 420i xDrive Sport Coupé

Monthly Payment£369.00On the Road Cash Price£33,315.00
Term of Agreement48 monthsTotal Amount of Credit£27,569.00
Annual Mileage8,000Rate of Interest (fixed)2.9%
Customer Deposit£995.00Option to Purchase Fee£1.00
Deposit Contribution£4,751.00Optional Final Payment£12,556.02
Total Deposit
£5,746.00Total Amount Payable£35,645.02
Excess Mileage Charge8.76 penceAPR2.9%

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BMW Select Finance Agreement: BMW 420i xDrive Sport Gran Coupé

Monthly Payment£399.00On the Road Cash Price£33,315.00
Term of Agreement48 monthsTotal Amount of Credit£29,483.00
Annual Mileage8,000Rate of Interest (fixed)2.9%
Customer Deposit£399.00Option to Purchase Fee£1.00
Deposit Contribution£3,478.00Optional Final Payment£13,158.89
Total Deposit
£3,877.00Total Amount Payable£35,788.89
Excess Mileage Charge9.19 penceAPR2.9%

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BMW Select Finance Agreement: BMW X1 xDrive18d Sport

Monthly Payment£399.00On the Road Cash Price£30,440.00
Term of Agreement48 monthsTotal Amount of Credit£34,555.35
Annual Mileage8,000Rate of Interest (fixed)4.9%
Customer Deposit£399.00Option to Purchase Fee£1.00
Deposit Contribution£1,435.00Optional Final Payment£13,968.35
Total Deposit
£1,834.00Total Amount Payable£34,555.35
Excess Mileage Charge9.64 penceAPR4.9%

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BMW Select Finance Agreement: BMW X3 xDrive20d SE

Monthly Payment£399.00On the Road Cash Price£35,455.00
Term of Agreement48 monthsTotal Amount of Credit£30,357.00
Annual Mileage8,000Rate of Interest (fixed)4.9%
Customer Deposit£2,995.00Option to Purchase Fee£1.00
Deposit Contribution£2,103.00Optional Final Payment£16,088.14
Total Deposit
£5,098.00Total Amount Payable£39,939.14
Excess Mileage Charge6.49 penceAPR4.9%

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BMW Select Finance Agreement: BMW X4 xDrive20d xLine

Monthly Payment£399.00On the Road Cash Price£40,690.00
Term of Agreement48 monthsTotal Amount of Credit£32,494.00
Annual Mileage8,000Rate of Interest (fixed)4.9%
Customer Deposit£3,995.00Option to Purchase Fee£1.00
Deposit Contribution£4,201.00Optional Final Payment£18,675.24
Total Deposit
£8,196.00Total Amount Payable£45,624.24
Excess Mileage Charge8.76 penceAPR4.9%

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Terms & Conditions

Williams BMW is a credit broker not a lender.

Finance examples are for a BMW Select agreement for the models shown above. Applies for new vehicles ordered between 1 October and 31 December 2016 and registered by 31 March 2017 (subject to availability). Retail customers only. *On the road cash price is based on manufacturer’s recommended retail price and includes 3 year BMW Retailer Warranty, BMW Emergency Service, 12 months’ road fund licence, vehicle first registration fee, delivery, number plates and VAT. ^Optional final payment and option to purchase fee not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. ‘BMW Select’ is a form of hire-purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. We commonly introduce customers to a selected panel of lenders including BMW Financial Services. We may receive commission or other benefits for introducing you to such lenders. This introduction does not amount to independent financial advice.